Our Approach to Financial Planning
Guiding your financial future in an uncertain world
From the time you begin accumulating wealth up until and through your retirement years, it’s more than likely you’ll experience one or more investment cycles – with ups and downs – in the capital markets. Because of the various stages you will find yourself in over the course of your life and because of the cycles of markets, financial planning is paramount. We believe there are essential steps to proper planning. They include:
1. Define short-term and long-term goals
2. Plan cash flows
3. Assess investment risk tolerance
4. Define an investment strategy
5. Execute the plan and refine along the way
At Laguna, we will design and implement both a financial plan and an investment strategy to not only help meet your long term goals but provide you peace and confidence throughout your journey.
1
SUBMIT A CLIENT PROFILE
We get to know you and learn about your investment and financial situation
2
DISCUSS YOUR GOALS AND DEVELOP A PLAN
We structure a plan for reaching your financial goals
3
IMPLEMENT YOUR PLAN WITH PEACE AND CONFIDENCE
We oversee your plan and guide you throughout your life’s changes